Terms of Service
This is a general draft of the Terms of Service for Fathom Kapitvale and should be reviewed and adapted by a qualified legal professional before use. It is provided for structural reference only and does not constitute legal advice.
1. Acceptance of Terms
By accessing or using the website, platform, or any services offered by Fathom Kapitvale ("we", "us", "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use our services. We reserve the right to update or modify these Terms at any time, and continued use of our services after such changes constitutes acceptance of the revised Terms.
2. Description of Services
Fathom Kapitvale provides AI-driven data analysis and informational tools intended to support users in evaluating entry points and market conditions related to supplemental income portfolios. Our services are informational and analytical in nature and do not constitute financial advice, investment recommendations, brokerage services, or a guarantee of any financial outcome.
3. No Financial Advice
Nothing provided through Fathom Kapitvale's platform, website, communications, or related materials should be construed as personalized financial, legal, or tax advice. All content is provided for general informational purposes only. Users are solely responsible for conducting their own due diligence and consulting with qualified, independent professional advisors before making any financial decisions.
4. Eligibility
To use our services, you must be at least 18 years of age and have the legal capacity to enter into binding agreements under applicable law. By using our services, you represent and warrant that you meet these eligibility requirements.
5. User Responsibilities
You agree to use our services only for lawful purposes and in accordance with these Terms. You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account. You agree not to misuse, reverse-engineer, interfere with, or attempt unauthorized access to any part of our systems or infrastructure.
6. Risk Disclosure
All forms of investment and trading activity carry inherent risk, including the potential loss of principal. Past performance, analytical outputs, or historical data referenced by our tools are not indicative of future results. Fathom Kapitvale makes no warranty, express or implied, regarding the accuracy, completeness, or reliability of any analysis, forecast, or data presented.
7. Intellectual Property
All content, methodology, design, software, trademarks, and materials associated with Fathom Kapitvale are the property of Fathom Kapitvale or its licensors and are protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any part of our services without prior written consent.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Fathom Kapitvale, its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, data, or financial opportunity, arising from or related to your use of our services, even if advised of the possibility of such damages.
9. Disclaimer of Warranties
Our services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted and error-free operation.
10. Third-Party Services and Links
Our platform may reference or link to third-party services, tools, or websites. Fathom Kapitvale does not endorse, control, or assume responsibility for the content, accuracy, or practices of any third party. Your interactions with third-party services are solely between you and that third party.
11. Termination
We reserve the right to suspend or terminate your access to our services at our sole discretion, with or without notice, for conduct that we believe violates these Terms, applicable law, or is otherwise harmful to Fathom Kapitvale, other users, or third parties.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Fathom Kapitvale operates, without regard to conflict of law principles. [This section should be reviewed and finalized by qualified legal counsel to reflect the applicable jurisdiction.]
13. Changes to These Terms
We may revise these Terms from time to time to reflect changes in our services, legal requirements, or business practices. The updated version will be posted on this page with a revised effective date. We encourage users to periodically review these Terms.
14. Contact
If you have questions regarding these Terms of Service, please reach out through the contact details provided on our Contact page.